TCB - Earnings review - [BUY] - 3Q26 Strong core performance

3Q26 NPATMI and PBT rose +23.7% YoY to VND7,943bn and +25.8% YoY to VND10,375bn, respectively. 3Q26 PBT beat expectations, reaching approximately 118% of our forecast. Cumulative 9M26 PBT reached VND 28,915bn (+23.7%yoy), completing 77% of the full-year target.